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	<title>We Love Deer Creek &#187; Mortgage &amp; Financing</title>
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	<link>http://welovedeercreek.wordpress.com</link>
	<description>Deer Creek Homes, Lifestyle and Real Estate Blog</description>
	<lastBuildDate>Sat, 13 Oct 2007 21:14:10 +0000</lastBuildDate>
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		<title>We Love Deer Creek &#187; Mortgage &amp; Financing</title>
		<link>http://welovedeercreek.wordpress.com</link>
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		<item>
		<title>Trapped by House Payments You Can&#8217;t Afford?</title>
		<link>http://welovedeercreek.wordpress.com/2007/10/01/trapped-by-house-payments-you-cant-afford/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/10/01/trapped-by-house-payments-you-cant-afford/#comments</comments>
		<pubDate>Mon, 01 Oct 2007 18:45:41 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[2007 Real Estate Forecast]]></category>
		<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[Interest Only, Stated Income, Option ARMS and all the other easy-to-obtain band-aid mortgages loans of the once-booming housing market, have placed some homeowners in an extremely critical position. They need stitches to close the huge gap between what they earn and what they owe. Are you feeling trapped in a home you can no longer [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=78&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<item>
		<title>Foreclosures rise more than 300 percent in the two-county Inland region</title>
		<link>http://welovedeercreek.wordpress.com/2007/09/22/foreclosures-rise-more-than-300-percent-in-the-two-county-inland-region/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/09/22/foreclosures-rise-more-than-300-percent-in-the-two-county-inland-region/#comments</comments>
		<pubDate>Sat, 22 Sep 2007 22:30:22 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[2007 Real Estate Forecast]]></category>
		<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/09/22/foreclosures-rise-more-than-300-percent-in-the-two-county-inland-region/</guid>
		<description><![CDATA[The Inland Empire homeowners are losing their homes at an alarming rate due to risky subprime mortgages. Take a look at this article from Knight Ridder Tribune Business News. 
Click Here
       <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=77&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
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		<item>
		<title>FHA Might Be The Way!</title>
		<link>http://welovedeercreek.wordpress.com/2007/09/14/fha-might-be-the-way/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/09/14/fha-might-be-the-way/#comments</comments>
		<pubDate>Fri, 14 Sep 2007 01:15:17 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/09/14/fha-might-be-the-way/</guid>
		<description><![CDATA[My son, a lender at Majestic Mortgage just gave me a hot mortgage tip. This could help you: 

Is your credit score 620 or below?
Have you had any late mortgage payments in the last 12 months?
Is your loan amount under $362,760? 
Is that loan balance less than 97.15% of your home’s value?
Do you have an [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=76&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
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		<item>
		<title>Fed Discount Window Cut</title>
		<link>http://welovedeercreek.wordpress.com/2007/08/18/fed-discount-window-cut/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/08/18/fed-discount-window-cut/#comments</comments>
		<pubDate>Sat, 18 Aug 2007 01:50:27 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[2007 Real Estate Forecast]]></category>
		<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/08/18/fed-discount-window-cut/</guid>
		<description><![CDATA[Fed Discount Window Cut
What does it mean for you?
 
The Federal Reserve has taken significant action in the last few weeks due to the credit crunch. And now they&#8217;ve made an unexpected move by cutting the discount window rate – which is great news. I&#8217;ll get to that in a minute, but first let&#8217;s look [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=70&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
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		<item>
		<title>Credit Crisis Cripples The Market</title>
		<link>http://welovedeercreek.wordpress.com/2007/08/09/credit-crisis-cripples-the-market/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/08/09/credit-crisis-cripples-the-market/#comments</comments>
		<pubDate>Thu, 09 Aug 2007 00:11:35 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[2007 Real Estate Forecast]]></category>
		<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Local Interest]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Selling Real Estate]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/08/09/credit-crisis-cripples-the-market/</guid>
		<description><![CDATA[Just last week, American Home Mortgage and its wholesale counterpart, American Brokers Conduit, became the latest casualties of the credit crisis. Last year, this company closed over $58 billion in home loans. Despite being, by all accounts, a well-run business, market conditions forced them to file for bankruptcy, leaving nearly $800 million in loans unable [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=66&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/f686ab014819d09d1668f05b4f065cfe?s=96&#38;d=identicon" medium="image">
			<media:title type="html">We Love Deer Creek</media:title>
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		<item>
		<title>Reverse Mortgage Drawbacks</title>
		<link>http://welovedeercreek.wordpress.com/2007/08/02/reverse-mortgage-drawbacks/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/08/02/reverse-mortgage-drawbacks/#comments</comments>
		<pubDate>Thu, 02 Aug 2007 18:01:37 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Reverse Mortgages]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/08/02/reverse-mortgage-drawbacks/</guid>
		<description><![CDATA[Reverse Mortgages are gaining more and more steam due to the vast amount of benefits and heavy regulation in the industry.Despite the various benefits of a reverse mortgage, it is crucial to consider its drawbacks prior to securing one. When the homeowner dies or permanently moves out of his home, the home will need to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=64&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/f686ab014819d09d1668f05b4f065cfe?s=96&#38;d=identicon" medium="image">
			<media:title type="html">We Love Deer Creek</media:title>
		</media:content>

		<media:content url="http://bp3.blogger.com/_bI3lO3BLTJc/RsMeN4_DZTI/AAAAAAAAAS0/esZt8P3POW8/s200/Reverse+Mortgage+Drawbacks.jpg" medium="image" />
	</item>
		<item>
		<title>Reverse Mortgage Myths</title>
		<link>http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgage-myths/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgage-myths/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 01:17:37 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reverse Mortgages]]></category>
		<category><![CDATA[Senior Housing]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgage-myths/</guid>
		<description><![CDATA[The lender will own my home if I take out a Reverse Mortgage.
Not true. The homeowner retains title to their home throughout the life of the Reverse Mortgage.
My heirs will be responsible for repayment of the Reverse Mortgage.
Not True. The Reverse Mortgage is a non-recourse loan. The lender can only look for repayment from the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=50&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/f686ab014819d09d1668f05b4f065cfe?s=96&#38;d=identicon" medium="image">
			<media:title type="html">We Love Deer Creek</media:title>
		</media:content>
	</item>
		<item>
		<title>Market Condition Report &#8211; July 2007</title>
		<link>http://welovedeercreek.wordpress.com/2007/07/13/market-condition-report-july-2007/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/07/13/market-condition-report-july-2007/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 01:17:17 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[2007 Real Estate Forecast]]></category>
		<category><![CDATA[Bubble]]></category>
		<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[Housing Bubble]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Speculation]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/07/13/market-condition-report-july-2007/</guid>
		<description><![CDATA[MARKET CONDITION REPORT
INLAND EMPIRE WEST
July 8, 2007
PROVIDED BY CHICAGO TITLE

The market stalls as demand declines and supply is relatively constant.

Price weakness looks inevitable as pending price is less than current closing price.

See all the details in the attached Market Condition Report (MCR) for the Inland Empire West area. 
       [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=49&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
		</media:content>
	</item>
		<item>
		<title>Protect Yourself. Protect Your Identity.</title>
		<link>http://welovedeercreek.wordpress.com/2007/07/13/protect-yourself-protect-your-identity/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/07/13/protect-yourself-protect-your-identity/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 01:16:03 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Local Interest]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[Tips On Selling Your Home]]></category>
		<category><![CDATA[Tips on Buying A Home]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/07/13/protect-yourself-protect-your-identity/</guid>
		<description><![CDATA[WHAT HAPPENS AFTER YOUR MORTGAGE ORIGINATOR PULLS YOUR CREDIT REPORT?
1. Your mortgage originator pulls your credit report from the credit bureaus to obtain your credit score and process your loan application.
2. The credit bureaus may place your personal information on a prescreened list (also called a trigger list).
3. Within hours the credit bureaus may sell [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=45&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
		</media:content>
	</item>
		<item>
		<title>Reverse Mortgages</title>
		<link>http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgages/</link>
		<comments>http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgages/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 01:15:27 +0000</pubDate>
		<dc:creator>welovedeercreek</dc:creator>
				<category><![CDATA[Agent's Advice]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Local Interest]]></category>
		<category><![CDATA[Mortgage & Financing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Senior Resources]]></category>

		<guid isPermaLink="false">http://welovedeercreek.wordpress.com/2007/07/13/reverse-mortgages/</guid>
		<description><![CDATA[Reverse Mortgage: Does it really make sense?
Traditionally reverse mortgages have been a convenient way for seniors in need of cash to access some of the equity in their home to supplement their lifestyles. I’m coming around to the idea of the concept of reverse mortgages because it’s becoming apparent that they enable seniors to do [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=welovedeercreek.wordpress.com&blog=1342448&post=43&subd=welovedeercreek&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">We Love Deer Creek</media:title>
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